Our commitment to your privacy:

Why do we collect your information?

We help consumers shop for insurance, discounted health plans and other related products by connecting consumers with insurance companies, insurance agents, discount program representatives and other vendors. Since we deal with many Providers, the more detailed information you provide to us, the more accurate a quote our Providers may help you locate.

What do we collect and how do we use it?

When you provide your information, you consent to be contacted via automatic telephone dialing system, by artificial/pre-recorded message, by text message at the telephone number you provide, and/or by receiving mail and email at the mailing and email addresses you provide from or on behalf of Affordable-HealthInsurance-Plans.org, and its agents. Your cellular carrier’s message and data rates may apply.

You expressly consent to receive phone calls and email regardless of whether you are on any Federal or state DNC (“Do Not Call”) and/or DNE (“Do Not Email”) list or registry.

If you provide your information and we contact you, or you contact us, we may keep a record, including but not limited to telephone recordings, email logs, and chat logs, of your interaction with us.

You may also provide personal information about other people in your household, such as their name, date of birth, and gender. This information is only used for the sole purpose of completing your request.

By clicking “Get Quotes” you also agree to this Privacy Policy and consent to your receipt of insurance quote reminders and special promotions from Affordable-HealthInsurance-Plans.org. If you no longer wish to receive promotional emails from us you may opt-out at any time by using the unsubscribe link located at the bottom of each email communication.

Our users provide us with personally identifiable information. Personally identifiable information generally means any information that may be used to identify an individual.

Examples of personally identifiable information may include, but is not limited to:

Name

Address

Email address

Phone number

Demographic information

Credit information

Health information

Other financial information

Some of our users requesting quotations for health insurance may also be asked to provide certain personal health information, such as:

Major Health Conditions

Prescription Medications you or a family member may be taking

Whether or not you have been hospitalized in the past 5 years

Whether or not you have been treated by a doctor for a major health condition in the past year

When you access the sites through a mobile device, we automatically collect information on the type of device you use, operating system version, and the device identifier (or “UDID”).

By submitting a form, You acknowledge that you have read and understand this website’s Conditions, and you agree to be bound by them. We are not responsible, and shall not be held liable, if a Provider or other third party to whom we have forwarded any of the information you submitted to us violates our Privacy Policy or such third party’s own privacy policy (if any), or otherwise violates the law.

How do I opt out?

You may revoke your consent for us to contact you at any time. If you no longer wish to receive communications from IndividualHealthQuotes.com or our affiliated marketing partners, you may opt-out of receiving them by following the instructions included in each newsletter or communication.

Usage Tracking

Log Files. We may combine this automatically collected log information with other information we collect about you. We do this to improve services we offer you, to improve marketing, analytics, or site functionality.

Cookies/Tracking Technologies. Technologies such as: cookies, beacons, tags and scripts are used by Affordable-HealthInsurance-Plans.org and our marketing partners, or analytics or service. These technologies are used in analyzing trends, administering the site, tracking users’ movements around the site and to gather demographic information about our user base as a whole. We may receive reports based on the use of these technologies by these companies on an individual as well as aggregated basis.

We use cookies to authenticate the user on each page after the user logs onto any portion of our website requiring a login. Users can control the use of cookies at the individual browser level. If you reject cookies, you may still use our site, but your ability to use some features or areas of our site may be limited.

Update Information:

We make a good-faith effort to enable you to update personally identifiable information you have provided to us and to enable you to request deletion of any of your information. If you wish to delete or update any of your personal information please email us at art.varela7@gmail.com. Please understand that while we are able to delete or update the information that we have received from you, this does not necessarily mean that information about you that has already been shared by us with other Providers may, at the same time, be updated or deleted by such other Providers. So, in some cases it may be necessary for you to contact other third parties who may have received your information and separately request updates to or deletions of your information. We may decline to process user requests that are unreasonably repetitive or systematic, require disproportionate technical effort, jeopardize the privacy of others, would be extremely impractical, or where information is required to be retained by us, either by law or for legitimate business purposes. Further, if you are a marketing affiliate, you may login to your account at any time to correct, update or delete inaccuracies in your personal information.

Information Protection and Security:

We reserve the right to disclose your personally identifiable information as required by law or when we believe that disclosure is necessary to protect our rights and/or comply with a legal or judicial proceeding or court order.

This website is hosted in the United States and is intended exclusively for U.S. residents. In using this website you represent and warrant that you have any and all necessary authorization to submit the information contained in your requests, and that you expressly consent to the transfer, use, and forwarding by us of the information you provide to us through the website and to the United States.

No data transmissions over the Internet can be guaranteed to be 100% secure. Consequently, we cannot ensure or warrant the security of any information you transmit to us and you do so at your own risk. Once we receive your transmission, we make reasonable efforts to ensure security on our systems. We use secure server software and firewalls as part of our efforts to protect your information from unauthorized access, disclosure, alteration, or destruction. However, please note that this is not a guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of such firewalls and secure server software. By using our site, you acknowledge that you understand and agree to assume these risks.

The security of your personal information is important to us. When you enter sensitive information (such as social security number, Driver’s license number, national ID, personal health information) on our registration forms, we encrypt that information using secure socket layer technology (SSL).

1. Terms

By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trademark law.

2. Use License

a. Permission is granted to temporarily download one copy of the materials (information or software) on Affordable-HealthInsurance-Plans.org’s web site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

i. modify or copy the materials;

ii. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);

iii. attempt to decompile or reverse engineer any software contained on Affordable-HealthInsurance-Plans.org’s web site;

iv. remove any copyright or other proprietary notations from the materials; or

v. transfer the materials to another person or “mirror” the materials on any other server.

b. This license shall automatically terminate if you violate any of these restrictions and may be terminated by Affordable-HealthInsurance-Plans.org at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

a. The materials on Affordable-HealthInsurance-Plans.org’s web site are provided “as is”. Affordable-HealthInsurance-Plans.org makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Affordable-HealthInsurance-Plans.org does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its internet website or otherwise relating to such materials or on any sites linked to this site.

b. Affordable-HealthInsurance-Plans.org DOES NOT PROVIDE MEDICAL ADVICE; ALL CONTENT INCLUDING TEXT AND IMAGES IS FOR INFORMATIONAL PURPOSES ONLY. CONTENT ON Affordable-HealthInsurance-Plans.org IS NOT INTENDED AS A SUBSTITUTE FOR PROFESSIONAL MEDICAL ADVICE.

c. Affordable-HealthInsurance-Plans.org strives to bring you the information you need to make an informed decision about insurance. We may provide you with information about different insurance coverage plans available, potential providers, and state regulations so that you are able to find the plan that is best for you. The information on Affordable-HealthInsurance-Plans.org is general, and may not be applicable to specific companies.

d. By providing information about the various companies mentioned on this website, Affordable-HealthInsurance-Plans.org makes no representation, express or implied, of any sponsorship by any such company, or of any other relationship with any such company.

e. Affordable-HealthInsurance-Plans.org is not an insurer or an insurance broker or agent. All quotes are provided through licensed brokers, agents, discount plan representatives, or insurance carrier representatives who may or may not be able to obtain quotes from any particular insurance company mentioned on this site.

f. Affordable-HealthInsurance-Plans.org is committed to providing you with the necessary information you need to decide on a insurance plan. Ultimately, you are responsible for finding the insurance policy that best suits your needs. Similarly, if you already have insurance or related coverage, the information provided on our site may not be up-to-date or match information from your provider. You will need to contact your insurance provider directly for coverage-related questions concerning your in-force policy.

g. Affordable-HealthInsurance-Plans.org makes no representation, express or implied, that a user will be able to obtain an insurance quote from any particular insurance company mentioned on this site. Never cancel existing insurance policies until written confirmation is received from your new provider that your new policy is in effect.

4. Limitations

The use of this website and its contents are at your own risk. In no event shall Affordable-HealthInsurance-Plans.org or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Affordable-HealthInsurance-Plans.org’s Internet site, even if Affordable-HealthInsurance-Plans.org or a Affordable-HealthInsurance-Plans.org authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and Errata

The materials appearing on Affordable-HealthInsurance-Plans.org’s website could include technical, typographical, or photographic errors. Affordable-HealthInsurance-Plans.org does not warrant that any of the materials on its web site are accurate, complete, or current. Affordable-HealthInsurance-Plans.org may make changes to the materials contained on its web site at any time without notice. Affordable-HealthInsurance-Plans.org does not, however, make any commitment to update the materials.

6. Links

Affordable-HealthInsurance-Plans.org has not reviewed all of the sites linked to its Internet website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Affordable-HealthInsurance-Plans.org of the site. Use of any such linked web site is at the user’s own risk.

7. Site Terms of Use Modifications

Affordable-HealthInsurance-Plans.org may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

8. Governing Law

Any claim relating to Affordable-HealthInsurance-Plans.org’s web site shall be governed by the laws of the State of Florida without regard to its conflict of law provisions.

General Terms and Conditions applicable to Use of a Website.

We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.

9. Copyright Infringement

If you believe any materials on Affordable-HealthInsurance-Plans.org infringe your copyright you may submit a takedown request by contacting Affordable-HealthInsurance-Plans.org at art.varela7@gmail.com

Please include:

a. A description of the work, the URL on Affordable-HealthInsurance-Plans.org where the material is located and the URL where the original work can be found.

b. Your contact details including name, address, phone number and if possible email address.

c. A statement in good faith that you believe the work to have been used without permission of the copyright owner.

d. A statement that the information provided is correct, and under penalty of perjury, that they are authorized to act on behalf of the copyright owner.

e. An electronic or physical signature of the person authorized to act on behalf of the copyright owner.

You can contact us at art.varela7@gmail.com with any questions regarding out Terms of Use or Privacy Policy.